CDS is pleased to announce that the red subject star has been added to ALL aerial photos, except for Massachusetts. This means users will once again be able to compare the location of the subject on the GIS map to the aerial photo, as well as have a reference point, when the manual placement feature is used on an aerial photo.

If someone happens to pull up an aerial photo without the red star, please call customer service at 617.737.4444. CDS would like to thank everyone for their patience and we apologize for any inconvenience.

Hail and Tornado losses continue to plague the insurance industry. Although there is no way prevent hail storms and tornadoes, it is possible for insurers to minimize their exposure to these recurring natural catastrophes. The RiskMeter Hail and Tornado reports can help users to identify areas with high hail and tornado frequencies.

On Tuesday, Sept 19th at 2pm, Daniel Munson, VP of Sales and Marketing will be doing a live presentation on RiskMeter's Hail & Tornado models. This WebEx will benefit current users as well as prospects looking for more information. This 1 hour presentation will cover:

• Hail & Tornado Model Methodology
• Hail & Tornado Statistics
• How to Use and Interpret the Model
• And Much More!

To secure your spot for this event, go to: https://cdsys.webex.com

CDS has just updated the RiskMeter Hail report by adding data from 2005. This report is now based on events from 1990 - 2005.

For people who aren't familiar with this report, RiskMeter's hail model gauges the potential for hail damage for any location in the Continental United States. With this report you will receive:

Hscale: This is a number between 1 – 100 that represents the frequency of hail for the last sixteen years. For example the national average is 6 (2.3 hail storms per/yr), so any Hscale number higher than that is more likely to have hail.

Hpercentile: This is a percentile score that compares your lookup to the rest of the US. For example, a score of 10 means that it’s in the lowest 10% of all areas in the US, or a score of 80 means that your lookup is in the top 20% compared to all areas in the US.

Storms per Year: This is the average number of storms per year for the area. The national average is 2.3 storms per year.

Hail Score: This is the hail score based upon the number of storms per year. The scores can be interpreted as follows:

0 – No Risk – No Storms
1 – Low Risk – Less than 2 storms per year
2 – Average Risk – 2 to 3 storms per year
3 – Elevated Risk – 3 to 5 storms per year
4 – High Risk – 5 to 15 storms per year
5 – Extreme Risk – More than 15 storms per year

Within the next few weeks CDS will be adding updated data to its Tornado Report as well. For more information, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com

Based upon the new hail model, RiskMeter has put together a report which includes some very interesting statistics on the frequency and geography of hail. To get a copy, please contact Dan Munson at dmunson@cdsys.com or 617.737.4444

CDS is pleased to announce that its Distance to Fire Station report is now national! You can get the following information from this report: driving distance to local responding fire stations, names of the stations and staffing (career or volunteer) by simply typing in an address.

Use this report to get the premium you deserve! The distance to fire station can add as much as $600 to the price of a single homeowner's policy. Checking this could add thousands of dollars in premiums. CDS can also run all of your policies in batch as well.

The distance between a property and the primary fire station directly affects your loss ratio. Regardless of the training, personnel or equipment at a station, if an insured location is greater than 5 miles from a station, the chance of a large loss is inevitable.

This report is ideal when evaluating rural locations. For more information, please contact Jamie Munson at 860.854.6125 or jmunson@cdsys.com

In addition, we also have responding fire district boundaries for the following states: CA, FL, HI, IL, KS, MS, ND and VA.

American Association of Insurance Services (AAIS) members can now get homeowner territories for any state, except for Hawaii and Washington D.C. All AAIS users need to do is enter an address on RiskMeter and they will be able to assign the correct territories to their policies.

To get access to this report, AAIS members will need to log into their AAISdirect account and click on the RiskMeter banner. From there, users will be taken to a page which describes the service. On this page there will be a “Proceed to RiskMeter” icon. Once this icon is clicked on, it will take users to the RiskMeter search by address page.

For more information on this program or other partnership opportunities, please contact James Munson at 860.854.6125 or jmunson@cdsys.com

RiskMeter’s Flood Elevation report is now live in the following states: AL, AZ, CA, CO, CT, DC, DE, FL, GA, ID, KY, LA, MA, MD, ME, MS, NC, NH, NJ, NM, NV, NY, OR, PA, RI, SC, TX, UT, VA, VT, WA, WI, WV. Within the next few weeks, we will go live with the remaining states to provide national coverage.

Currently, RiskMeter’s Flood Elevation report is the ONLY real-time report that combines FEMA Flood Zone and elevation data. By simply typing in an address, users will be able to get:

• FEMA Flood Zone
• Distance to Flood Zone
• Estimated Height Above a Flood Zone
• Estimated Base Flood Elevation (eBFE)
• Elevation at a Location
• Estimated Water Depth in a Flood Zone
• Aerial Photo (Optional)

This report will not only benefit flood insurers by giving them another tool to evaluate flood risk, but it will also help agents to sell flood insurance to people who live outside a flood zone. To get a complimentary flood elevation trial account, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com

In the past, a confusing message was returned when running state windpool eligibility reports outside of FL if the property was ineligible. The message has been changed to a simple "Out" to make this much easier to interpret. This means it is not in a state defined windpool area, because it is outside of an eligible area. The answers that were given were always accurate, and nothing has changed. We hope this makes things much simpler for users. If you have any questions, contact CDS at 617.737.4444.

CDS will be attending or exhibiting at the following upcoming conferences. Whether you're a customer or prospect, we'd love to meet with you onsite at these exceptional events! Feel free to stop by our booth or if you wish to schedule an appointment, please contact Dan Munson at 617.737.4444 (dmunson@cdsys.com) or Bradley Sherwin at 617.737.4444 (bsherwin@cdsys.com)

AAMGA UFO Annual Conference
Sept 6-9, 2006 *Lake Tahoe, NV

NAPSLO Annual Meeting
Sept 13-16, 2006 *Chicago, IL

American Agents Alliance Conference
Sept 28 - Oct 2, 2006 *Indian Wells, CA

In order to help you utilize the RiskMeter Online more effectively, we are now offering FREE Online training. This is a great way for your organization to have its most pressing questions answered, learn about reading various risk reports and how to utilize cutting-edge features, such as: Birdseye Geocoding, One Click Ruler and Manual Placement. To register for an upcoming Webcast, click on one of the links below or for more information, contact Charles Kane at 617.737.4444 or ckane@cdsys.com

National
Wednesday, August 30, 2006
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

Western States
Wednesday, September 6, 2006
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

National
Wednesday, September 13, 2006
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

Hail and Tornado Model Demonstration
Tuesday, September 19, 2006
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

Western States
Wednesday, September 20, 2006
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

National
Wednesday, September 27, 2006
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

Would you like the opportunity to evaluate any one of our risk reports without obligation? Now you can! For a limited time you will be able to test-drive any RiskMeter Online report for FREE! Take advantage of this exceptional opportunity to see how a particular risk report can benefit your organization. To add a FREE, one-month risk report to your account, please call 617.737.4444.

Carriers

• American Strategic Insurance
• Royal Palm Insurance Company

• American Wholesale (IL)
• Stone Oak Underwriters
• WNC First

• American E & S
• Bowen Mclitte and Britt
• Dynamite
• Fastlane
• IMA of Colorado
• Insurance, Inc.
• Jos Cacciatore & Co. Insurance Agency
• Omni Risk
• Revens-Gates Insurance
• Simply Insurance
• Smith Buckley and Hunt
• Swain and Baldwin
• Swett & Crawford (PA)

Having a hard time managing your inbox? You can now receive the RiskMeter eNewsletter via regular mail. To get the latest issue of the RiskMeter newsletter delivered to your office (when it becomes available), please email Paul Ptashnick at: pptashnick@cdsys.com

Dan Munson, VP of Marketing & Sales
Tel: 617.737.4444
Email: dmunson@cdsys.com

Jamie Munson, Director of Consulting Services
Tel: 860.854.6125
Email: jmunson@cdsys.com

Bradley Sherwin, Sales Manager
Tel: 617.737.4444
Email: bsherwin@cdsys.com

Dave Poitras, Account Executive
Tel: 617.737.4444
Email: dpoitras@cdsys.com

Charles Kane, Training
Tel: 617.737.4444
Email: ckane@cdsys.com

If you would like more information on any of the topics discussed in this newsletter, please contact Dan Munson, VP of Marketing & Sales at: 617.737.4444 or dmunson@cdsys.com

Please forward this free newsletter to a friend or colleague who might benefit from it. We only ask that you send the entire newsletter. Thanks!

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