The RiskMeter Online has updated its Florida Windspeed Mitigation report to meet the requirements of a new Florida state law, which requires property and casualty insurers to provide windspeed mitigation zones when writing new business or renewing old policies.

This new law was enacted to stabilize premiums in Florida, but insurers are now faced with the daunting task of quickly and accurately adding windspeed mitigation zones to hundreds and even thousands of policies. Fortunately, with RiskMeter's Windspeed Mitigation report, users will be able to get the required windspeed mitigation zones (Windborne Debris Regions, Windspeed Region and High Velocity Hurricane Zones) by simply typing in an address!

CDS recommends running renewals in batch so underwriters won't have to manually type in each address. For more information about this report, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com

The Connecticut Legislature has implemented a new coastline which must be used by ALL insurers who write business in Connecticut. This new coastline is based upon "angle of impact measurement" and it takes into account where the highest winds will occur along rivers, bays and inlets.

Insurers who use their own shorelines or the standard RiskMeter shoreline now must write new business or renew old policies based on these new definitions. We are actively working with the CT DOI and are waiting for final approval of the proposed changes. Within the next week or two we should be able to accommodate all customer requests for this newly defined coastline.

This will inevitably impact your Probable Maximum Loss and ultimately your reinsurance costs. CDS is recommending running renewal business in batch to determine the revised distance to coast. For questions on the new coastline requirements, or information on running your new and existing policies through our software in batch, please contact Jamie Munson at 860.854.6125 or jmunson@cdsys.com

CDS is working to add storm surge data to the RiskMeter Online. This report will identify areas likely to be flooded during hurricanes. Our storm surge maps are based upon the well known and respected SLOSH (Sea, Lake, and Overland Surges from Hurricanes) storm surge model. This report will let you know if a property falls within an area likely to flood from a hurricane of a specific strength (category 1-5), as well as the estimated maximum storm surge height for each category of storm.

How will this help users?
RiskMeter's storm surge report is the perfect tool for insurers who are looking to gain a better understanding of their coastal flood exposure. Although flood maps approximate storm surge levels, these storm surge maps are more detailed, and provide a more realistic assessment of coastal flooding. Post Katrina insurers have a heightened sense of concern with respect to coastal flooding. Although technically storm surge is not covered under many homeowners' policies, this assumption is currently being challenged in court. Insurers would like to know if a policy might be subject to flood claims, even if they aren't covered. Carriers writing excess flood, business interruption, BOP's, commercial property and coastal homeowners can all benefit from this report.

On Thursday, March 15, 2007 at 2pm, Dan Munson, VP of Sales & Marketing will be providing a sneak preview of this report via WebEx. Seats are limited for this event. To secure a spot, please go to: https://cdsys.webex.com

For more information about this report, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com

Before RiskMeter's New Storm Surge report goes live, we will be providing a sneak preview of this report on Thursday, March 15th at 2pm.

This live demonstration will be led by Daniel Munson, VP of Sales & Marketing and he will explain how to use this report, what its results mean, and its methodology.

There are a limited number of seats for this event. To secure your spot for this online demonstration, please go to: https://cdsys.webex.com

The manual flood determination option has been added to the report selection screen. This was done so users wouldn't have to run a flood report, then ask for a manual flood determination on the address in question. Please contact your account executive at 617.737.4444 if there are any other features you would like the RiskMeter Online to add.

CDS has just added Arizona and South Carolina to its Responding Fire District Report. This report now provides coverage for ten states, including: AZ, CA, FL, HI, IL, KS, MS, ND, SC and VA.

How will this report benefit users?
In order to accurately price a policy for fire, underwriters must refer to their ppo manual to get a rating. Unfortunately, a community name is needed to assign a rating. If underwriters don't have this information, they are forced to flip through paper based maps in order to find the community name. This can be a very time consuming and error prone process. That's why the RiskMeter Online developed its Responding Fire District Report. By simply typing in an address, users can get the community name in a matter of minutes. For more information, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com

CDS will be attending or exhibiting at the following upcoming conferences. Whether you're a customer or prospect, we'd love to meet with you onsite at these exceptional events! Feel free to stop by our booth or if you wish to schedule an appointment, please contact Dan Munson at 617.737.4444 (dmunson@cdsys.com) or Bradley Sherwin at 617.737.4444 (bsherwin@cdsys.com)

Napslo Mid-Year Convention 2007
March 1 - 3, 2007 *Palm Springs, CA

AAMGA Automation
March 10 - 13, 2007 *Atlanta, GA

Joint Marketing and Underwriting Seminar
March 18 - 20, 2007 *San Antonio, TX

Inland Marine Underwriting Association Annual Meeting
April 14 - 17, 2007 *Charleston, SC

AAIS Annual Conference
April 22 - 24, 2007 *Charleston, SC

Target Markets Mid-Year Meeting
May 7 - 9, 2007 *Atlanta, GA

AAMGA Annual Meeting
May 20 - 24, 2007 *Paradise Island, Bahamas

IIAT Annual Convention
June 12 - 13, 2007 * Austin, TX

Western States Surplus Lines Conference
June 19 - 23, 2007 *Scottsdale, AZ

FAIA Annual Convention
June 21 - 23, 2007 *Kissimmee, FL

Insurance Leadership Forum
October 6 - 10, 2007 *White Sulphur Springs, WV

AAMGA Mid-Year Meeting
November 14 - 18, 2007 *Naples, FL

In order to help you utilize the RiskMeter Online more effectively, we are now offering FREE Online training. This is a great way for your organization to have its most pressing questions answered, learn about reading various risk reports and discover how to utilize cutting-edge features, such as: Birdseye Geocoding, One Click Ruler and Manual Placement. To register for an upcoming Webcast, click on one of the links below or for more information, contact Angela Sciola at 617.737.4444 or asciola@cdsys.com

Western Risks
Wednesday, February 28, 2007
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

National Risks
Wednesday, March 7, 2007
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

Western Risks
Tuesday, March 13, 2007
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

Featured WebEx: Storm Surge
Thursday, March 15, 2007
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

National Risks
Wednesday, March 21, 2007
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

Western Risks
Thursday, March 29, 2007
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

Would you like the opportunity to evaluate any one of our risk reports without obligation? Now you can! For a limited time you will be able to test-drive any RiskMeter Online report for FREE! Take advantage of this exceptional opportunity to see how a particular risk report can benefit your organization. To add a FREE, one-month risk report to your account, please call 617.737.4444.

Carriers

• Atlantic Mutual
• Baltimore Equitable Society
• Coral Insurance Company
• Florida Peninsula Insurance Company
• Great American Insurance Company (Agricultural Division)
• Jewelers Mutual Insurance Company
• Star Insurance Company

• Arrowhead General Insurance Group

• Anderson Insurance Associates of Pawleys Island
• BLS Insurance
• Bradham Insurance Agency
• Dean Heckle Hill
• DLW Enterprises LLC
• Eastern Insurance
• Harry Morse Insurance Agency
• Intercontinental Insurance Brokers
• Kornreich NIA Organization
• MGM Ins
• Palmetto Insurance and Financial Services
• Pickney - Carter Company
• Sadler and Hamm, Inc.
• Tibboel Insurance Agency
• Waccamaw Insurance Agency
• Weinstein, Jones & Associates
• White Star Insurance Agency
• Wynn & Associates

• ACE Medical

Having a hard time managing your inbox? You can now receive the RiskMeter eNewsletter via regular mail. To get the latest issue of the RiskMeter newsletter delivered to your office (when it becomes available), please email Paul Ptashnick at: pptashnick@cdsys.com

Angela Sciola, Support, Training and Customer Service
Tel: 617.737.4444
Email: asciola@cdsys.com

Dan Munson, VP of Marketing & Sales
Tel: 617.737.4444
Email: dmunson@cdsys.com

Jamie Munson, Director of Consulting Services
Tel: 860.854.6125
Email: jmunson@cdsys.com

Bradley Sherwin, Sales Manager
Tel: 617.737.4444
Email: bsherwin@cdsys.com

Dave Poitras, Account Executive
Tel: 617.737.4444
Email: dpoitras@cdsys.com

Brian Moore, Account Executive
Tel: 617.737.4444
Email: bmoore@cdsys.com

If you would like more information on any of the topics discussed in this newsletter, please contact Dan Munson, VP of Marketing & Sales at: 617.737.4444 or dmunson@cdsys.com

Please forward this free newsletter to a friend or colleague who might benefit from it. We only ask that you send the entire newsletter. Thanks!

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