Currently, when a user runs a QuickQuake-Assess report, they may not get back a full report. This is because in areas of low seismicity, there may not be enough information available to accurately predict ruptures along faults. The QuickQuake Assess is built upon "scenario modeling" where it is looking at individual faults and the expected events along those faults. In low seismic areas, there haven't been enough events to accurately predict future events. Think of these areas as having "background seismicity." There aren't any known faults that are expected to rupture on a regular basis. In these cases, one of the fields that is not returned in low seismicity areas is the Modified Mercalli Index (MMI). These are generally areas of low seismicity, so it didn't seem to be a big deal.

This has caused problems for some of our customers. Some carriers have MMI guidelines for writing policies. This means that they always want to check the Mercalli Score, even if it's low. We're pleased to announce that we have augmented the QuickQuake data with data from the USGS to fill in the areas that weren't showing MMI scores. Users can now get scores anywhere in the US (Alaska is is pending). We can also identify whether the source is the USGS or EQE.

There is no additional charge for this enhancement. However, you must specifically ask for this. Contact Wendy Corr at 617.737.4444 or wcorr@cdsys.com if you would like this change made to your account, or have further questions. This is only available with the 500 year return period, as this is the only return period available through the USGS. We can also return the Peak Ground Acceleration (PGA) in these areas.

CDS is proud to announce it has added a Florida parcel level geocoding database to the RiskMeter Online. This database contains over of over 7 million parcels with addresses in 65 out of 67 counties, and partial coverage in the remaining two.

One of the main benefits of this database is its increased accuracy when it comes to geocoding addresses. Although standard geocoding is accurate, parcel level geocoding takes it one step further. When an address is run through this database, it will place the address entered into the center of the parcel. This type of accuracy will be especially helpful when checking for distance to coast, flood, rating territories and windpool eligibility. To discuss adding this to your account, please contact your account executive.

Why is this Important for Reinsurers?
In reinsurance pricing is built upon an understanding of the risks in a portfolio. Missing building details on risks can be a cause for concern, which in turn makes reinsurers increase their prices due to uncertainty of risk. By having a more complete picture of each policy, reinsurers can provide better pricing, because they have better information. Win more business without adding risk!

Why is this Important for Carriers & Reinsurance Brokers?
Carriers & Reinsurance Brokers who can provide better information for their reinsurance modelers can benefit by reducing their uncertainty of risk. By providing a more complete picture to reinsurers, it's possible for carriers and reinsurers to negotiate better rates on behalf of their clients. Win more business by providing better alternatives to prospects and customers!

Questions?
For more information, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com

We've taken your feedback and have added elevation labels to RiskMeter's Slope/Aspect/Elevation report. This new feature will assist you in gaining a better understanding of the topography around the policy in question.

Currently, when someone runs a Slope/Aspect/Elevation report, one of the items returned is a map with a colored grid that shows various slope ranges.

• 0-6 degrees
• 6-20 degrees
• 20-40 degrees
• Greater than 40 degrees

With this new elevation label feature, the RiskMeter will provide you with the elevation of the different slope ranges that surround a policy. This additional information will be extremely helpful when it comes to writing brush or when trying to understand flooding potential. For more information about this feature, please contact your account executive at 617.737.4444

Gen Re Intermediaries (GRI) has integrated the RiskMeter Online into its MapPML tool, which is a proprietary web-enabled catastrophe management tool used to evaluate and map risks, as well as assess catastrophe risk premium adequacy.

"One of Gen Re Intermediaries' top priorities for 2008 is to continue to expand the functionality of our MapPML product to further assist our clients with their efforts to improve their portfolio of property risks," says Berto Sciolla, President of Gen Re Intermediaries. "With the integration of the RiskMeter Online into GRI's MapPML, our clients have the ability to run over 30 real-time, natural hazard risk reports on a single U.S. location, enabling GRI's clients' underwriters to make more informed decisions in assessing and pricing risks."

For more information about this collaboration, please contact Dan Munson, Founder, RiskMeter Online at 617.737.4444 or dmunson@cdsys.com

CDS has just added Hawaii, Maryland, Virginia and Puerto Rico to its RiskMeter Online Storm Surge report. With the additions of Maryland and Virginia, we now provide complete coverage for the entire Atlantic and Gulf coasts!

For those of you who aren't familiar with this report, RiskMeter's Storm Surge report identifies areas that are likely to be flooded during hurricanes. Our storm surge maps are based upon the well known as respected SLOSH (Sea, Lake, and Overland Surges from Hurricanes) storm surge model. This report will let you know if a property falls within an area likely to flood from a hurricane of a specific strength (category 1-5), as well as the estimated storm surge height for each category of storm.

For more information on this report or to get a complimentary trial account, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com

CDS will be attending or exhibiting at the following upcoming conferences. Whether you're a customer or prospect, we'd love to meet with you onsite at these exceptional events! Feel free to stop by our booth or if you wish to schedule an appointment, please contact Dan Munson at 617.737.4444 (dmunson@cdsys.com) or Bradley Sherwin at 617.737.4444 (bsherwin@cdsys.com)

NAPSLO Mid Year
February 20 - 23, 2008 *Scottsdale, AZ

AAMGA Insurance Automation
March 8 - 11, 2008 *Addison, TX

PCIAA Joint Marketing and Underwriting Seminar
March 16 - 18, 2008 *New Orleans, LA

IMUA Annual Conference
April 5 - 9, 2008 *Dallas, TX

AAIS Main Event
April 20 - 22, 2008 *Ponte Vedra Beach, FL

AAMGA Annual Meeting
May 17 - 21, 2008 *Scottsdale, AZ

FAIA Annual Convention
June 12 - 14, 2008 *Orlando, FL

In order to help you utilize the RiskMeter Online more effectively, we are now offering FREE Online training. This is a great way for your organization to have its most pressing questions answered, learn about reading various risk reports and discover how to utilize cutting-edge features, such as: Birdseye Geocoding, One Click Ruler and Manual Placement. To register for an upcoming Webcast, click on one of the links below or for more information, contact Wendy Corr at 617.737.4444 or wcorr@cdsys.com

National Risks
Wednesday, February 20, 2008
3:00 pm- 4:00 pm (EDT)
https://cdsys.webex.com

Western Risks
Wednesday, February 27, 2008
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

National Risks
Wednesday, March 5, 2008
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

Western Risks
Wednesday, March 12, 2008
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

National Risks
Wednesday, March 19, 2008
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

Western Risks
Wednesday, March 26, 2008
2:00 pm- 3:00 pm (EDT)
https://cdsys.webex.com

Would you like the opportunity to evaluate any one of our risk reports without obligation? Now you can! For a limited time you will be able to test-drive any RiskMeter Online report for FREE! Take advantage of this exceptional opportunity to see how a particular risk report can benefit your organization. To add a FREE, one-month risk report to your account, please call 617.737.4444.

Carriers

• Gen Re Facultative
• International Marine Underwriters
• Liberty International Underwriters

• All Risks (Richmond, VA)
• Wells Fargo Insurance Services (Programs Division)

• Allstate (Ignacio Orona)
• Butler Insurance Agency
• Fleming Insurance
• Gary Denny Insurance
• Lane McVicker
• Olympus Insurance Agency
• Partners Insurance Group
• R&W Brokerage
• Thorson Insurance

Having a hard time managing your inbox? You can now receive the RiskMeter eNewsletter via regular mail. To get the latest issue of the RiskMeter newsletter delivered to your office (when it becomes available), please email Paul Ptashnick at: pptashnick@cdsys.com

Daniel Munson, Founder and VP of Sales & Marketing
Tel: 617.737.4444
Email: dmunson@cdsys.com

Jamie Munson, Director of Consulting Services
Tel: 860.854.6125
Email: jmunson@cdsys.com

Bradley Sherwin, Sales Manager
Tel: 617.737.4444
Email: bsherwin@cdsys.com

Val Feeney, Support, Training and Customer Service
Tel: 617.737.4444
Email: vfeeney@cdsys.com

Dave Poitras, Account Executive
Tel: 617.737.4444
Email: dpoitras@cdsys.com

Monique Audette, Account Executive
Tel: 617.737.4444
Email: maudette@cdsys.com

Wendy Corr, Account Manager
Tel: 617.737.4444
Email: wcorr@cdsys.com

If you would like more information on any of the topics discussed in this newsletter, please contact Dan Munson, VP of Marketing & Sales at: 617.737.4444 or dmunson@cdsys.com

Please forward this free newsletter to a friend or colleague who might benefit from it. We only ask that you send the entire newsletter. Thanks!

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