Over the past week the RiskMeter Online was moved to our newest co-location facility. This move represents a vast improvement to our existing infrastructure and offers tremendous redundancy. The new facility will give our users increased performance, additional bandwidth, will be serviced by a self healing fiber optic ring, and provide redundancy through multiple Central Offices and multiple carriers.

We have also created a service to sign up for RiskMeter Technical bulletins. If emergency maintenance has to be performed in the future, subscribers will receive notification via email to alert them of the situation and the potential time involved. To join the list, simply send an Email titled: "Sign Me Up" to riskmeterupdates@cdsys.com

In the body of the Email, please enclose the following information:

• Name
• Address
• Title
• Company
• Telephone Number
• Email Address

Yes, it's that time again. Certain states, municipalities, counties and fire districts have set up premium taxes that must be collected and reported by insurers. These taxes require insurers to report to the state their total premiums for each jurisdiction.

Reporting the total premiums for each jurisdiction code can be a very time consuming and error prone process. According to an article in the June 13th edition of the Cincinnati Post, at least 11 companies were charging city insurance premium taxes to residents, who live in other cities or unincorporated areas. At this time, several national carriers have been named in a class-action lawsuit as a result of incorrectly assigning premium taxes.

CDS can help. We can take your entire book for the states where taxes must be collected and assign the correct tax codes for each. For new business, you can simply type the addresses into the RiskMeter Online to get back the right jurisdiction, whether it's a county, city or fire district. And yes, in Florida, we are using the DOI's tax database as a part of our detailed process.

For pricing information, please contact Jamie Munson at 860.854.6125 ext. 29 or jmunson@cdsys.com

Eliminating repetitive steps during the quoting and underwriting process is vital in today's competitive insurance industry. More and more organizations are seeing for themselves how seamless processing has improved underwriting efficiency and helped to boost agents' sales. By integrating with the RiskMeter Online, you can:

• Eliminate duplicate data entry
• Validate information as it is entered
• Truly quote and bind online, because the data is validated prior to being bound

CDS understands the need to streamline your processes and can help you make that happen. We also recognize that many carriers work with 3rd party integrators and systems providers on IT projects. We have worked with several 3rd party integrators, including: BIPT, Blue Cod, EBode, Insurance Data Processing, RMS Rackley Systems, Sapiens and Westpoint Underwriters. Our goal is to work with as many systems vendors as possible, and to make hooks into the RiskMeter an off the shelf option in these systems.

Integrating the RiskMeter into your quoting and underwriting systems is easy! We have excellent tools and support available, including sample programming code, documentation, an XML generator, and a complete integration support portal http://support.riskmeter.com. We are working hard bring you best-of-class support!

As most insurance people know, building details, such as the number of stories, year built, roof shape, etc., can greatly affect how a building withstands a hurricane. And as a result, these details dramatically affect the cost of reinsurance. This is especially true in catastrophe prone areas. If you don't have this information, you will pay a penalty for not knowing; it's known as uncertainty risk. By collecting the information on each policy, you can reduce your reinsurance costs significantly.

As you may know, we've been offering national building characteristics info for some time now through the RiskMeter Online. However, because the data is not available everywhere (it can be very difficult to obtain for a variety of reasons), many times match rates were disappointing. We're trying to do something about it.

We've been working with a partner to collect ALL of the available building characteristics in FL. We believe that we have the information for every area in Florida where it is available. We could take all of your Florida policies and code them with year built, number of stories, and more. We can do this for the rest of the country, too, but the match rates won't be as good. This can potentially save you millions in reinsurance premiums.

For more information about this service, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com

CDS has added Hawaii and Puerto Rico to its growing list of areas where the RiskMeter Storm Surge report is now available. This report identifies areas susceptible to coastal flooding from hurricanes. Within the next week or two Virginia will be the next state added, then we will have the entire Gulf and Atlantic Coasts complete. If you have any questions or are interested in a complimentary trial, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com

CDS will be attending or exhibiting at the following upcoming conferences. Whether you're a customer or prospect, we'd love to meet with you onsite at these exceptional events! Feel free to stop by our booth or if you wish to schedule an appointment, please contact Dan Munson at 617.737.4444 (dmunson@cdsys.com) or Bradley Sherwin at 617.737.4444 (bsherwin@cdsys.com)

CIWA Wholesaler Industry Day
January 10 - 11, 2008 *La Jola, CA

NAPSLO Mid Year
February 20 - 23, 2008 *Scottsdale, AZ

AAMGA Insurance Automation
March 8 - 11, 2008 *Addison, TX

PCIAA Joint Marketing and Underwriting Seminar
March 16 - 18, 2008 *New Orleans, LA

IMUA Annual Conference
April 5 - 9, 2008 *Dallas, TX

AAIS Main Event
April 20 - 22, 2008 *Ponte Vedra Beach, FL

AAMGA Annual Meeting
May 17 - 21, 2008 *Scottsdale, AZ

FAIA Annual Convention
June 12 - 14, 2008 *Orlando, FL

CDS would like to welcome Wendy Corr to its team. Wendy will head up RiskMeter's Online training and customer support.

Just a reminder, we provide complimentary Online training to all of our customers. In addition, private training sessions are available for organizations that plan on having six or more people attend a class. For more information about our Online training, please contact Wendy Corr at 617.737.4444 or wcorr@cdsys.com

In order to help you utilize the RiskMeter Online more effectively, we are now offering FREE Online training. This is a great way for your organization to have its most pressing questions answered, learn about reading various risk reports and discover how to utilize cutting-edge features, such as: Birdseye Geocoding, One Click Ruler and Manual Placement. To register for an upcoming Webcast, click on one of the links below or for more information, contact Wendy Corr at 617.737.4444 or wcorr@cdsys.com

National Risks
Thursday, January 10, 2008
2:00 pm- 3:00 pm (EST)
https://cdsys.webex.com

Western Risks
Wednesday, January 16, 2008
2:00 pm- 3:00 pm (EST)
https://cdsys.webex.com

National Risks
Wednesday, January 23, 2008
2:00 pm- 3:00 pm (EST)
https://cdsys.webex.com

Western Risks
Thursday January 31, 2008
2:00 pm- 3:00 pm (EST)
https://cdsys.webex.com

Would you like the opportunity to evaluate any one of our risk reports without obligation? Now you can! For a limited time you will be able to test-drive any RiskMeter Online report for FREE! Take advantage of this exceptional opportunity to see how a particular risk report can benefit your organization. To test-drive a report, please call 617.737.4444

Carriers

• First Non-Profit Insurance Company
• Goodville Mutual Insurance Company

• Coastal Plains Insurance
• Louis T Mastos & Associates, Inc
• NextWave Insurance Services
• SunBelt General

• Dadgar Insurance
• Davidson Consulting
• Global Insurance Network
• J Smith Lanier
• Property Management Acquisition Company
• Risk Placement Services
• Southern Cross
• W. Lee Agency

Having a hard time managing your inbox? You can now receive the RiskMeter eNewsletter via regular mail. To get the latest issue of the RiskMeter newsletter delivered to your office (when it becomes available), please email Paul Ptashnick at: pptashnick@cdsys.com

Wendy Corr, Support, Training and Customer Service
Tel: 617.737.4444
Email: wcorr@cdsys.com

Daniel Munson, Founder and VP of Sales & Marketing
Tel: 617.737.4444
Email: dmunson@cdsys.com

Jamie Munson, Director of Consulting Services
Tel: 860.854.6125
Email: jmunson@cdsys.com

Bradley Sherwin, Sales Manager
Tel: 617.737.4444
Email: bsherwin@cdsys.com

Dave Poitras, Account Executive
Tel: 617.737.4444
Email: dpoitras@cdsys.com

If you would like more information on any of the topics discussed in this newsletter, please contact Dan Munson, VP of Marketing & Sales at: 617.737.4444 or dmunson@cdsys.com

Please forward this free newsletter to a friend or colleague who might benefit from it. We only ask that you send the entire newsletter. Thanks!

To be removed from our mailing list, please email pptashnick@cdsys.com and type REMOVE in the subject line.