October RiskMeter Newsletter


RiskMeter Online eNewsletter
Members of TMPAA, NAPSLO, AAMGA, CIWA, FAIA, IIAT	October 2006

In this issue

Featured WebEx: Policy Exposure Module

Base Flood Elevations and Flood Certifications

10 Most Hurricane Vulnerable Areas

Tornado Report Updated

Complimentary Hail & Tornado Reports

Flood Elevation Report Live in 50 States

Upcoming Events - Meet the CDS Team!

Online Training Schedule!

Test Drive ANY Risk Report for One Month Free!

Welcome to Our Newest Customers!

Request a Hardcopy of the Newsletter

Contacts

Questions or Comments?

Help a Friend or Colleague

Unsubscribe

Quick Links

Featured WebEx: Policy Exposure Module
	In today's competitive insurance market, it's imperative that you have the ability to evaluate risk, review concentrations and set exposure limits. With the RiskMeter Online's new Policy Exposure Module, this can now be done quickly and easily. On Tuesday, November 14th at 2pm Daniel Munson, VP of Sales & Marketing will do a live, online demonstration of the RiskMeter's new Policy Exposure Module, and will answer any questions. There are a limited number of seats for this event. Secure your spot today at: https://cdsys.webex.com

Base Flood Elevations and Flood Certifications
	CDS is considering expanding our flood offerings to include Base Flood Elevations and Flood Certifications. Base Flood Elevations (BFE's) are required to write NFIP flood business in many zones. Flood Certifications are guaranteed flood results. If you think these two services would be useful to you, please let us know. Please contact Daniel Munson at dmunson@cdsys.com or 617.737.4444 with your opinions and insights.

10 Most Hurricane Vulnerable Areas
	According to a recent article in the Insurance Journal, the ten most vulnerable US mainland areas to hurricanes are: New Orleans, Louisiana Lake Okeechobee, Florida Florida Keys Coastal Mississippi Miami/Ft. Lauderdale, Florida Galveston/Houston, Texas Cape Hatteras, North Carolina Eastern Long Island, New York Wilmington, North Carolina Tampa/St. Petersburg, Florida Although the 2006 hurricane season is almost over, it's always a good idea to know your exposure to coastal and flood risks. In addition, CDS can also tell you which policies are eligible for state windpools, and it's also possible for us to produce custom maps or take your book of business and run it through our software in batch. For more information, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com To read the entire article, go to: http://www.insurancejournal.com/news/national/2006 /10/18/73391.htm

Tornado Report Updated
	CDS has just updated RiskMeter’s Tornado report by adding data from 2005. This report is now based on events from 1990 – 2005. For people who aren’t familiar with this report, RiskMeter’s tornado model gauges the potential for tornado damage for any location in the Continental United States. With this report, users will receive: Tscale: This is a number between 1 – 100 that represents the frequency of tornado events from 1990 – 2005. The national average is 8, so any Tscale number higher than that is more likely to have a tornado occur. Tpercentile: This is a percentile score that compares the address entered to the rest of the U.S. For example, a score of 80 would mean that it’s in the top 20% of all areas in the U.S. Storms per Year: This is the average number of storms per year for an area. The national average is one tornado every three years. Tornado Score: This is the tornado score based upon the number of tornadoes per year. The scores can be interpreted as follows: 0 – No Risk – No storms in the area 1 – Low Risk – Less than 1 tornado every 5 years on average 2 – Average Risk – Approximately 1 tornado every 2 - 5 years on average 3 – Elevated Risk – Approximately 1 tornado every 1 - 2 years on average 4 – High Risk – 1-2 tornadoes per year on average 5 – Extreme Risk – More than 2 two tornadoes per year on average For more information on RiskMeter's tornado report, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com

Complimentary Hail & Tornado Reports
	Based upon the new hail and tornado models, RiskMeter has put together a report which includes some very interesting statistics on the frequency and geography of hail and tornadoes. To get a copy, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com

Flood Elevation Report Live in 50 States
	One lesson learned from the 2005 hurricane season was that flood risk does not stop at the edge of an A or V zone. 25% of all flood losses occur outside of the 100-year flood plain. The new Flood Elevation report can help you to understand this risk. This new report will tell you the distance to the nearest A or V zone, as well as estimate the height above the flood zone. From this information, you can identify policies that are very close to a flood zone, and not much higher. If you're writing excess flood, this is the report for you! RiskMeter’s Flood Elevation report is now live in the following states: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY. Within the next few weeks, we will go live with the remaining states to provide national coverage. Currently, RiskMeter’s Flood Elevation report is the ONLY real-time report that combines FEMA Flood Zone and elevation data. By simply typing in an address, users will be able to get: FEMA Flood Zone Distance to Flood Zone Estimated Height Above a Flood Zone Estimated Base Flood Elevation (eBFE) Elevation at a Location Estimated Water Depth in a Flood Zone Aerial Photo (Optional) This report will not only benefit flood insurers by giving them another tool to evaluate flood risk, but it will also help agents to sell flood insurance to people who live outside a flood zone. To get a complimentary flood elevation trial account, please contact Daniel Munson at 617.737.4444 or dmunson@cdsys.com

Upcoming Events - Meet the CDS Team!
	CDS will be attending or exhibiting at the following upcoming conferences. Whether you're a customer or prospect, we'd love to meet with you onsite at these exceptional events! Feel free to stop by our booth or if you wish to schedule an appointment, please contact Dan Munson at 617.737.4444 (dmunson@cdsys.com) or Bradley Sherwin at 617.737.4444 (bsherwin@cdsys.com) Target Markets 6th Annual Summit Oct 23 - Oct 25, 2006 Tempe, AZ Massachusetts Association of Insurance Agents November 2 - 5, 2006 Boston, MA AAMGA Mid-Year Meeting November 9 - 12, 2006 Tuscon, AZ Eighteenth Annual Executive Conference for the Property Casualty Industry November 16 - 17, 2006 New York, NY CIWA Wholesaler Industry Day January 11 - 13, 2007 San Diego, CA CAT Modeling 2007 February 13 - 16, 2007 New Orleans, LA Napslo Mid-Year Convention 2007 March 1 - 3, 2007 Palm Springs, CA Joint Marketing and Underwriting Seminar March 18 - 20, 2007 San Antonio, TX AAIS Annual Conference April 22 - 24, 2007 Charleston, SC Target Markets Mid-Year Meeting May 7 - 9, 2007 Atlanta, GA

Test Drive ANY Risk Report for One Month Free!
	Would you like the opportunity to evaluate any one of our risk reports without obligation? Now you can! For a limited time you will be able to test-drive any RiskMeter Online report for FREE! Take advantage of this exceptional opportunity to see how a particular risk report can benefit your organization. To add a FREE, one-month risk report to your account, please call 617.737.4444.

Welcome to Our Newest Customers!
	Carriers American Family Insurance Anchor General Insurance Company GMAC Risk Services MGAs Guild Insurance Agency Ranger Insurance Services SRONapa TIG Indemnity Company Woods Special Risk Brokers Agents Alpurmort Insurance American E&S Atlanta Atchley Insurance Bethany Ins CIS Group Cook Hall & Hyde Covignac & Associates Emery Webb Insurance Keegan Suggs Insurance Medwiin Insurance San of Tampa Insurance Shawco Insurance T Sand Insurance Topco Insurance

Request a Hardcopy of the Newsletter
	Having a hard time managing your inbox? You can now receive the RiskMeter eNewsletter via regular mail. To get the latest issue of the RiskMeter newsletter delivered to your office (when it becomes available), please email Paul Ptashnick at: pptashnick@cdsys.com

Contacts
	Angela Sciola, Support, Training and Customer Service Tel: 617.737.4444 Email: asciola@cdsys.com Dan Munson, VP of Marketing & Sales Tel: 617.737.4444 Email: dmunson@cdsys.com Jamie Munson, Director of Consulting Services Tel: 860.854.6125 Email: jmunson@cdsys.com Bradley Sherwin, Sales Manager Tel: 617.737.4444 Email: bsherwin@cdsys.com Dave Poitras, Account Executive Tel: 617.737.4444 Email: dpoitras@cdsys.com

Questions or Comments?
	If you would like more information on any of the topics discussed in this newsletter, please contact Dan Munson, VP of Marketing & Sales at: 617.737.4444 or dmunson@cdsys.com

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